I can hear my mother’s voice echoing every time she calls me via Skype: “Ana Patricia, get a freaking travel insurance!” Yep, that’s what she calls me when sh*t’s going down.
Can you believe I went backpacking South America for 3.5 years and never purchased any travel insurance?! Thank God nothing bad happened to me but that kind of thinking always leads me not to avail one because (1) it is expensive; (2) it is expensive; (3) it is expensive.
To be honest, I never really found it expensive. I mean, come on, a basic travel insurance is at $3 per day. If you sum that up to 30 days, that’s $90 USD but I always put it in low priority because hey – I can have a few beers and a few nights in a hostel with that amount of money.
As I grew older, this way of thinking submerged and I slowly thought to myself: “I am pretty stupid.” Sure, nothing bad will happen to me while traveling (that has always been my way of thinking) but what if there come a day that you get bit by a freaking mosquito while camping in the amazon or encountered a mini-accident while riding the motorcycle from Laos to Thailand? Travel insurance will always come handy!
Okay, let’s not talk about super major things. Let’s put a non-life threatening example to have a better understanding here. Last year, when I arrived Israel, I had too much ice cream (as far as I remember) my front tooth started hurting like hell. When you are traveling, you tend to ignore ‘small’ things like this so I figured it will pass if I just drink loads of water. Unfortunately, it didn’t. I had to go to the dentist.
God, I hate doctors! I hate hospitals. I hate the smell. I hate that everyone is wearing white it confuses me. This is also one of the reasons why I always had full confidence on my health. I self diagnose. I’m healthy and I don’t need to see a doctor! was always my line. Even to my mother.
Israel is a very expensive country so even if there was no way this toothache situation was part of my budget, I had to prepare for it. I came prepared but not for a $150 USD check up!!!